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Legal Helpers Seattle bankruptcy lawyers can give you your best strategy.
Legal Helpers Seattle bankruptcy lawyers put their clients first. Our Seattle bankruptcy lawyers are experienced in personal financial law and they take pride in helping others get a fresh start. They understand that the vast majority of their clients are seeking the help of Seattle bankruptcy lawyers because they have been faced with unexpected and unavoidable expenses.
This FREE evaluation can give you a better look at your financial situation.
Our Seattle bankruptcy lawyers are here to explain your options, advise you of the best strategy and then help you through every step of the process. They will be the first to tell you if they believe that filing for bankruptcy isn't the best idea for your situation. Filing for Chapter 7 or Chapter 13 bankruptcy is just one option your Washington bankruptcy lawyers have to offer. However, if it is the right course of action for you, they can make it happen with the least amount of anxiety, worry and emotional distress.
Credit counselors cannot provide a complete array of options
Many credit-counseling agencies are sponsored by credit issuers. The agencies make the majority of their income collecting fees from creditors on whatever their clients repay. For this reason, many credit counseling agencies are biased toward keeping their clients paying their creditors in a consolidation plan rather than filing for bankruptcy, even if a fresh start is in the debtors' best interests. The monthly fees can be steep, usually about 10% of the payment, and some agencies take the entire first payment as a "voluntary contribution."
The allure of a "non-profit" organization tricks a lot of people into believing that the agencies are not charging any fees for their services. In fact, the executives of these agencies can have annual salaries of hundreds of thousands of dollars and still retain their non-profit status because they operate in the public interest. Many people aren't aware of all the fees involved until they have already spent several months making payments through the plan.
The fees charged by credit-counseling agencies might be acceptable if the agencies' results were better. However, entering into a credit-counseling plan may put people into a worse financial situation than they were in before the plan. Agencies have been known to neglect to make timely payments, or even miss payments entirely, and sometimes aren't able to make deals with all the creditors. Even the best credit-counseling agencies aren't usually able to obtain significantly better deals than a borrower can make with the creditors directly. Some agencies simply pass along your money and take a cut of the payments made.
Legal Helpers is the largest practice specializing in debt consolidation in America. They offer clients a combination of affordable fees, highly experienced Washington attorneys and excellent client service. Their free 24-hour information hot line could be your first step to using state laws and exemptions to your advantage for a more secure future.
Visit the Seattle bankruptcy lawyers today and begin a fresh financial start.
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