Email this page to a friend

For a new financial start see a San Diego bankruptcy lawyer with experience in both Chapter 13 and Chapter 7 filings.

When you hire an experienced San Diego bankruptcy lawyer, they can analyze your specific case and determine if you are eligible for a Chapter 7 or 13 filing. A sponsoring San Diego bankruptcy lawyer of Legal Helpers understands all the complexities involved with filings.

A San Diego bankruptcy lawyer who only does Chapter 13 and Chapter 7 cases understands all the "ins and outs" of the state, city and federal laws. This bankruptcy lawyer knows how to use these specific laws to protect the equity in their clients' personal property. They will be able to save their clients' home, vehicle, retirement plan proceeds and a wide variety of other personal property from foreclosure and loss. Your California bankruptcy attorney will be able to advise you on your situation, including recommending any exemptions you may receive.

Talk to a Legal Helpers' San Diego bankruptcy lawyer to find out which is better for you - Chapter 13 or Chapter 7.

Click here for Our Free Legal Evaluation Form

Only a qualified California bankruptcy lawyer has the knowledge and experience to understand their clients' needs and determine which filing is best. In a Chapter 7 bankruptcy most kinds of unsecured debt can be eliminated. Unsecured debt includes credit cards, medical bills, most personal loans, judgments resulting from car accidents and deficiencies on reposed vehicles. To qualify, however, the debtor must be current with their car and mortgage payments and have no significant equity in their property.

A Chapter 13 is an interest-free debt repayment plan through which the debtor can consolidate their debts and make payment on the debt over a 3 to 5 year period. While in a Chapter 13 debt repayment plan, the creditors cannot collect from the debtor and, most importantly, the creditors are required by law to adhere to the terms of the plan. To qualify for a Chapter 13, the debtor must be working or have a consistent source of income in order for their repayment plan to be approved by the court.

Legal Helpers - Nationwide leader in consumer bankruptcy and debt consolidation protection

As the nation's largest consumer debt consolidation law practice, Legal Helpers has helped over 40,000 clients eliminate over $500,000,000 in debt by providing high quality legal representation at a fraction of the cost charged by other firms. By combining the highest levels of technology along with the experience of our attorneys, we manage to keep our costs low and pass this cost savings on to our clients. Our attorneys pride themselves in keeping your interests first.

Legal Helpers offers a Resource Center containing detailed information about the Fair Debt Collection Practices Act and the Fair Credit Reporting Act. The center also offers helpful links regarding rebuilding your credit, protecting your property, articles and a glossary of terms. We have provided everything you will need to begin your road to a financial recovery.

At Legal Helpers you get the experience you need with great service in convenient locations at very affordable fees.

San Diego bankruptcy lawyers

Click here for Our Free Legal Evaluation Form