Email this page to a friend
Philadelphia Bankruptcy lawyers at Legal Helpers
Legal Helpers Philadelphia bankruptcy lawyers know every aspect of consumer bankruptcy and debt consolidation issues. These outstanding bankruptcy lawyers in Philadelphia legal wizards can help you get out of debt and give you advice to help you stay out of debt. The bankruptcy lawyers in Philadelphia will and can help you.
Click here for Our Free Legal Evaluation Form
Our Legal Helpers bankruptcy lawyers in Philadelphia handle consumer Chapter 7 and Chapter 13 plans. These bankruptcy lawyers in Philadelphia have a legal obligation to protect you. Many advertised debt consolidation programs that promise to help you, are in reality, scams that are designed to make the advertisers rich. The Philadelphia bankruptcy lawyers of Legal Helpers will protect your best interests not the advertisers.
Help when you really need it from our Philadelphia bankruptcy lawyers
With today's proliferation of easy credit and more jobs being eliminated or sent overseas, it only takes one event to cause a financial decline. A prolonged illness or an automobile accident combined with a job loss can cause you to default on a bill payment. This in turn can skyrocket into escalating interest on your credit card bills and what may seem like insurmountable debts.
Because of our extensive experience in the field of bankruptcy and debt consolidation, we know that many families cannot recover from these debts without legal help. Legal Helpers can help you obtain a legal remedy for your financial troubles - with either a Chapter 7 or Chapter 13 bankruptcy plan. With the help of our bankruptcy lawyers in Philadelphia you can repay your debts, get you head above water, and eventually even regain your good credit rating.
A Chapter 13 bankruptcy has the power of the Federal Code behind it and prevents almost all collection activity against you. This provision, known as a court injunction stay, has the power to stop foreclosures, repossessions, garnishments, license suspensions, and creditor harassment. Traditional debt consolidations don't have any comparable stay provisions, there is no court order protecting you, and your creditors cannot be forced to stop any of these actions.
Upon filing Chapter 13, any debt in existence prior to the filing does not accrue any more late fees, and usually will be repaid interest-free. All of the money you pay toward your unsecured debt will generally be applied toward principle, drastically reducing the amount of time it takes you to repay a debt.
If the "repo" man is looking for your car, a Chapter 13 will also stop the finance company from repossessing your car. The past due payments and the entire balance on your vehicle loan will be consolidated into the Chapter 13, which you will pay off over the next three to five years. The vehicle finance company can no longer repossess your car, and you will no longer have to make a payment directly to the finance company.
Low flat fees
Legal Helpers offers low flat fees that you can pay through a flexible payment plan. In Chapter 13 cases, most of your fees are paid, interest free, through your Chapter 13 repayment plan. Whatever our fee, our priority is get you the relief you need during this big step towards a financially sound future. After helping thousands of clients, our team at Legal Helpers has the background needed to explain your alternatives and suggest the best solution to your financial difficulties. So don't continue hesitating, contact Legal Helpers today for an initial consultation with no obligation from our Philadelphia bankruptcy lawyers.
Use our free legal evaluator to see if you should contact Legal Helpers