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St. Louis bankruptcy attorney here to serve your needs.
Anyone even contemplating bankruptcy should call an experienced St Louis bankruptcy attorney like you'll find at Legal Helpers. We answer the phones six days a week and evenings and can give you a free consultation with no obligations.
Click here for Our Free Legal Evaluation Form
These counseling services could attempt to force you to pay your debts outside of bankruptcy. Additionally, in order to file a case through your Missouri bankruptcy attorney, you would need certification from a credit counseling agency.
To file a Chapter 7 case on our behalf, your bankruptcy attorney would first need you to take an income-based "means-test" to determine if you are eligible for bankruptcy. Those who do not pass the means-test might be ineligible for bankruptcy.
In addition, more documentation from the debtor would be required, repeated filings would be discouraged, the waiting period between Chapter 7 bankruptcy filings would be extended from 6 to 8 years, and a debtor's final discharge would be subject to completing a course in financial management. These are only a few changes that would occur if the legislation were signed into law.
The time to file may be now
If you have had some of these financial problems lately, you should consider talking to a lawyer as soon as possible.
- Are you frequently late in paying your bills?
- Are you behind on any of your debts?
- Do you owe any back taxes?
- Have you been contacted by a collection agency in regard to unpaid debts?
- Has your car been repossessed?
- Do you constantly worry about paying your bills on time?
- Have your wages been garnished in the last year?
- Are you unable to make the minimum payment on your credit card bills?
- Do you regularly charge small amounts on your credit cards?
Low affordable fees and outstanding legal representation
When you call Legal Helpers, one of our lawyers will give you a quote, based on your particular situation, over the phone - free with absolutely no obligation. Our flat fees are surprisingly affordable. In addition, we offer several different flexible payment options. Upon hiring one of our lawyers, we start work immediately. We will give you a special phone number to which you can refer all your creditors and you stop paying your bills.