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The time to see a Legal Helpers Portland bankruptcy attorney may be now!

Your Legal Helpers Portland bankruptcy attorney can help you work through every financial problem at every stage. Each Portland bankruptcy attorney in our organization is experienced in helping clients handle even the most complicated financial crisis. However, what every good Portland bankruptcy attorney would tell you is that it's better to contact a lawyer as early as possible. The sooner you can gain the advice of a qualified Oregon bankruptcy attorney, the fewer mistakes you make. While they may admire your desire to pull yourself out of debt, we have all too often seen good people get further in debt. Contact our bankruptcy attorneys today for an initial consultation with no obligation.

The Legal Helpers Portland bankruptcy attorney group also wants you to be aware of how new legislation may negatively affect your bankruptcy case.

The new legislation requires more from debtors, including pre-filing consultations with an approved consumer credit counseling service in an attempt to force consumers to pay their debts outside of filing. Additionally, in order to file, a debtor needs certification from that credit counseling agency.

An income-based "means-test" has also been implemented to determine who is eligible for bankruptcy, and this may well reduce the amount of people eligible to file.

In addition, more documentation from the debtor is now required, repeated filings would be discouraged, the waiting period between Chapter 7 filings is extended from 6 to 8 years, and a debtor's final discharge is subject to completing a course in financial management.

Use this financial evaluator to see if you need to contact a lawyer.