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An exceptional Houston bankruptcy attorney will make sure your property is protected.

Your sponsoring Houston bankruptcy attorney of Legal Helpers will use Texas state law to protect the equity in your personal property. Your equity is the difference between the market value of your property and the claims held against it, and you can be sure that your Houston bankruptcy attorney will take every step needed to ensure that you keep what you've worked so hard to earn.

A Houston bankruptcy attorney can help you find out which exemptions you can use for your case.

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Here are just a few examples of the Texas exemptions that your Houston bankruptcy attorney can use in your case. These are for educational purposes. Contact your Houston bankruptcy attorney to find legally applies to you. There are also additional exemptions that your bankruptcy attorney can use that aren't listed here.

Motor Vehicle Exemption

Your attorneys can use this exemption to protect 100% of your interest in any one motor vehicle listed in your bankruptcy.

Homestead Exemption

This exemption can be used to protect up to 200 acres per family (100 acres for a single adult) of rural land or 10 acres of land including your home on that land. Your lawyer may also be able to use this exemption to protect proceeds if you sell your home within one year prior to the bankruptcy.

Clothing, Textbooks, Bible, Family Pictures Exemption

This exemption allows your lawyers to protect 100% of your interest in various personal items such as your clothing and personal heirlooms.

Life Insurance Proceeds Exemption

This exemption can be used to protect a payment under a life insurance contract that insured the life of an individual of whom you were a dependent, to the extent reasonably necessary for your support or the support of your dependent(s).

Wildcard Exemption - Any Personal Property of Debtor

Your lawyers can protect 100% of your interest in any 2 firearms; 100% of farming and ranching vehicles; and 100% of your interest in 2 horses, mules or donkeys plus a saddle, blanket and bridle for each, 12 head of cattle, 60 head of other types of livestock, and 120 fowl.

Qualified Retirement Plan Exemption

Your lawyers can prevent creditors from touching the proceeds of your hard-earned retirement plan. They can exempt anything as long as your savings are in a qualified retirement plan.

Tools of the Trade, Professional Books Exemption

This useful exemption that can be used to protect up to $750 of the tools you use in your profession. For example, shears, scissors and combs are the tools of a hairdresser, as are wrenches and hammers for a mechanic and carpenter.

Get real advice that will help you

When you call on the experienced lawyers at Legal Helpers, you will get the advice you need to not only save your home, vehicle and other possessions, but also to help you get on a path toward fiscal responsibility.